Transparent Pricing
Pay Per Invoice. No Monthly Fees.
Comfi.ai charges a single fee per invoice financed. No platform fees, no monthly minimums, no hidden charges. Use it when it makes sense for your business.
Starter
2.2%
per invoice financed (AED)
For businesses new to invoice financing, or with occasional cash flow needs. No monthly commitment, no minimum volume.
- Up to AED 150,000 financing per month
- AI cash flow score per invoice
- Funds within 2-3 business days
- Direct invoice upload (PDF/CSV)
- Xero and QuickBooks integration
- Email support
Most Popular
Scale
1.5%
per invoice financed (AED)
For growing SMBs with regular invoice cycles and consistent buyer relationships. Higher limits, faster processing, dedicated account manager.
- Up to AED 750,000 financing per month
- All Starter features included
- Same business day processing
- ERP and accounting software integration
- Dedicated account manager
- Monthly cash flow report
Enterprise
Custom
negotiated rate per invoice
For large SMBs, distributors, and chains with complex invoice portfolios. Unlimited financing, custom scoring model, API access, and SLA-backed support.
- Unlimited monthly financing
- Custom AI scoring model calibration
- API access for system integration
- White-label reporting
- On-site consultation
- SLA-backed support, 4-hour response
All rates are in AED. Fee is charged on the invoice face value at time of advance. No other fees apply.
Feature Comparison
What Each Tier Includes
| Feature | Starter | Scale | Enterprise |
|---|---|---|---|
| Fee per invoice | 2.2% | 1.5% | Custom rate |
| Monthly financing limit | AED 150,000 | AED 750,000 | Unlimited |
| AI cash flow score | Custom model | ||
| Fund transfer time | 2-3 business days | Same business day | Same day + API |
| Invoice upload | PDF/CSV direct | PDF/CSV + ERP sync | Full API integration |
| Accounting integrations | Xero, QuickBooks | All platforms | All + custom API |
| Account manager | Email support | Dedicated manager | Named manager, 4h SLA |
| Cash flow report | Not included | Monthly report | Custom reporting |
| Monthly platform fee | None | None | None |
Pricing FAQ
Questions About Fees and Costs
No. Comfi.ai charges a single fee on the face value of each invoice financed. There are no platform fees, no monthly minimums, no origination fees, and no early repayment penalties. The offer you receive shows the exact fee amount before you accept.
Tier placement is determined by your platform history. After building a consistent repayment record and demonstrating regular invoice volume, your account is reviewed for Scale tier eligibility. We notify you when your rate improves. There is no separate application required to move between tiers.
The fee is calculated on the face value of the invoice. For example, on a AED 100,000 invoice at the Scale tier rate of 1.5%, the fee is AED 1,500. Comfi.ai advances the agreed percentage of the invoice value immediately. When your debtor pays, you receive the remaining balance minus the fee. The fee amount is shown clearly before you accept any offer.
The fee you agreed to at acceptance does not increase if your debtor pays late. We account for typical payment delays in our upfront pricing. If a debtor is significantly overdue (beyond 90 days past due date), our collections team works with you to resolve the situation. You are not penalised for your debtor's payment behaviour.
Start Financing Your Invoices Today
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